Driving a vehicle comes with great responsibility, one of which is the requirement to purchase auto insurance. Orlando drivers must carry minimum amounts of car insurance on any registered vehicle in the state. Failure to carry the mandatory liability car insurance is a crime that can result in suspension of your vehicle registration and driving privileges, fines, and more expensive car insurance. Drivers are expected to provide law enforcement proof of auto insurance upon request after a vehicle stop or auto accident.
Florida Auto Insurance Requirements
Although drivers have the option to purchase higher policy amounts, the following insurance must be carried by all Orlando drivers who wish to comply with the state laws.
· $10,000 PIP (Personal Injury Protection)
· $10,000 Property Damage Liability
Additional insurance is available for drivers who want added protection. Drives who buy/lease a vehicle from an area dealership may be required by their loan contract to carry collision and comprehensive coverage in addition to the state-required coverage.
Orlando Car Insurance Costs
No two drivers pay the same amount of money to insure their vehicles. Many factors influence the cost of your policy. This includes the amount of coverage you want, the type of policies you purchase, your age, driving history, and discounts that you use. On average, drivers in Orlando pay $961 per year to insure their vehicle.
How to Get the Best Price on Car Insurance
Compare car insurance orlando fl policies and prices with several companies before purchasing a car insurance company. Many online sources offer free auto insurance calculators that save some time when comparing. You may also request quotes or call insurance companies directly to inquire of costs. Be sure to ask for discounts and always obey the rules of the road and stay safe when driving to avoid accidents and other catastrophes.